The shit has hit the fan. Today we were supposed to get the "clear to close" approval from the bank, give it to the seller, get the details worked out on the Early Occupancy Agreement, and take a big breath of relief. None of that happened.
The morning started off with an email from my agent with two more conditions on our approval: 1) we need more documentation on the sale of our car a few months ago, and 2) they went to send a contractor to go out to the house and confirm that there is no termite damage. Condition number one we can pretty easily satisfy. Regarding condition number 2, wtf! A few weeks ago, the termite inspection came back saying there were evidence of live termites, but that there was no structural damage to the house. The seller paid to have the house treated and sent documentation to the bank. So, NOW, when we're already behind schedule on the closing, the bank wants the house to be further inspected. I know that having the inspection done protects the bank, and ultimately confirms that we're not investing in a black hole of money, but seriously. Not awesome.
This afternoon, the situation went from bad to worse. Despite the fact that the bank had finally agreed to the seller's terms on the Early Occupancy Agreement earlier in the day, the seller had a change of heart. Our agent says that the seller's attorney discouraged him from going ahead with it.
So here's we stand. We were supposed to close this Friday, September 30th. Now it looks like the closing will be no earlier than next Friday, October 7th. We have no plan or idea of where we will be staying or storing our boxes and furniture in the interim.
I'm so glad I got my emotional breakdown out of my system yesterday. Right now I feel helpless but surprisingly calm. I'm trying to remind myself that our end goal is to own this house. I need to focus on that happening and not the hassle in between. Easier said than done though. If I've ever deserved a chocolate milkshake in my life, it's right now.
